NAATI CCL नेपाली

Have you considered income protection insurance?

If you can't work due to illness or injury, it replaces up to seventy-five percent of your income. It covers you where workers' comp doesn't.

Based on your age, occupation, income, and the waiting period you choose. Typical waiting periods are thirty, sixty, or ninety days.

Yes, many people hold income protection through their super fund. The premiums are paid from your super balance, so it doesn't affect your cash flow.

Premiums for income protection held outside super are generally tax deductible. That's a significant benefit.