Choosing Health Insurance
स्वास्थ्य बिमा छान्ने
Context: A person enquires about private health insurance and the Medicare Levy Surcharge.
Agent
Are you looking at hospital, extras, or combined cover?
ग्राहक
मलाई प्राइभेट स्वास्थ्य बिमा किन चाहिन्छ? मसँग मेडिकेयर त छ।
Agent
Medicare covers public hospital and GP visits. Private insurance gives you shorter wait times, choice of doctor, and covers extras like dental, optical, and physio.
ग्राहक
नलिए के हुन्छ?
Agent
If you earn over ninety-three thousand per year single and don't have hospital cover, you pay the Medicare Levy Surcharge — up to one and a half percent of your income.
ग्राहक
त्यो त हजारौं डलरको कर हो!
Agent
Exactly. Basic hospital cover often costs less than the surcharge. Plus, you also avoid the Lifetime Health Cover loading which increases after age thirty-one.
ग्राहक
प्रिमियम कति हो?
Agent
Basic hospital cover starts from around one hundred dollars per month. Compare plans on privatehealth.gov.au — the government comparison website.
Segment count: 9 — Practice interpreting each segment before reading the next