NAATI CCL नेपाली

You've applied for a credit card. Let me explain how it works.

You get up to fifty-five days interest-free if you pay the full balance by the due date. If you carry a balance, interest is around twenty percent per annum.

You'll be charged interest on the remaining balance. Paying only the minimum can take years to clear the debt. I always recommend paying in full.

This card has a sixty-dollar annual fee but offers rewards points. We also have a no-annual-fee card with fewer benefits.

Based on your income, around five thousand dollars. I'd suggest starting low and increasing later. It helps manage spending.